EFG has been my savior. I was fortunate to purchase a needed truck at a great price. It was a great truck, but I wanted to make sure if something happened I would not go bankrupt trying to keep it. Years later, when I took it in for routine work, they found a serious problem. EFG covered the fix. And again, recently, they saved me from another serious repair. Thankfully, I have had EFG as my savior. I have EFG on all of our vehicles as soon as the factory warranty is expired. Well worth the monthly cost.